Ontario Trillium Benefit: November 2026 Payment Date and Amounts

Eligible Ontario residents are scheduled to receive their November 2026 Ontario Trillium Benefit (OTB) payment on Tuesday, November 10. The benefit combines three credits that can help with energy costs, property tax and sales tax. How much a household receives depends on which credits it qualifies for and details such as income, age, residence and housing costs.

For households planning around monthly income, the payment date is usually the 10th of each month. When that date falls on a weekend or statutory holiday, payment is scheduled for the working day before. The 2026 benefit year runs from July 2026 through June 2027, with amounts based on 2025 tax returns.

Three credits make up the OTB

Eligibility for at least one of the three credits is required to receive the combined benefit. Ontario funds the program, and the Canada Revenue Agency (CRA) administers it on the province’s behalf.

• Ontario Energy and Property Tax Credit (OEPTC): This tax-free credit can offset eligible property tax and sales tax on energy. The amount depends on factors that include age, marital status, energy costs and the rent or property tax paid during the year. The stated maximum is $1,461 for seniors aged 64 and older and $1,283 for other Canadians.
• Northern Ontario Energy Credit (NOEC): This credit is for eligible Northern Ontario residents and helps offset higher energy costs in the region. The amount depends on adjusted family net income, marital status and whether the household has children. The maximum entitlement is $185 for a single person without children and $285 for couples and single parents. For a single person without children, the credit is reduced by 1% of adjusted net income above $49,885. For a family, it is reduced by 1% of adjusted family net income above $64,138.
• Ontario Sales Tax Credit (OSTC): This tax-free payment helps eligible residents offset sales tax. It provides a maximum annual credit of $371 for each adult and each child in a family. The amount depends on age and marital status.

These maximums describe individual credits; they don’t mean every recipient will receive that amount. The OTB is the combined value of the credits a person qualifies for, and a household may qualify for one or more.

What can change your payment amount

Your OTB amount depends on age, income, where you live, how many family members are in your household, and the rent or property tax you paid. Because payments are based on the previous year’s tax return, changes in those details can affect the benefit calculated for a later benefit year.

The CRA’s child and family benefits calculator can help estimate entitlement. The payment rules set a minimum as well: an amount greater than $2 but less than $10 is raised to $10, while an amount of $2 or less is not paid.

Most annual OTB amounts are divided into 12 monthly payments. That regular schedule can make the benefit easier to account for in a monthly budget, though recipients should plan around the amount they are assessed for rather than assume that every household receives the same payment.

2026 payment dates

The 2026 payments are based on 2025 tax returns. The scheduled dates from July through December are:

• July 10, 2026
• August 10, 2026
• September 10, 2026
• October 9, 2026
• November 10, 2026
• December 10, 2026

October’s payment is listed for October 9, ahead of the usual 10th-of-the-month date. November’s is scheduled for Tuesday, November 10. Payments for January through June fall in the next calendar year, completing the July-to-June benefit year.

Monthly payments or one lump sum

Recipients with an annual OTB of $360 or less automatically receive it as a single payment. People with an amount above that threshold can choose a single payment instead of monthly installments. For the 2026–27 benefit year, that payment is due at the end of the benefit year, in June 2027.

The choice is made when filing the 2025 tax return. On Form ON-BEN, select box 61060 in the “Choice for delayed single OTB payment” section. Monthly installments provide money across the year; a delayed lump sum arrives later. Which timing works better depends on a household’s budgeting needs and ability to cover costs before June.

Filing a return and possible delays

Ontario residents don’t submit a separate application for the OTB. Filing a 2025 tax return is the step that allows them to be assessed for 2026 payments, with eligibility depending on the relevant credit rules. The eligibility details include being an Ontario resident aged 19 or older, filing an income tax return and meeting the income and other requirements for at least one credit.

A return assessed on June 20, 2026, or later may lead to a delayed first payment. In that case, the first payment may arrive within four to eight weeks after the assessment. For anyone counting on the benefit to cover regular expenses, the practical takeaway is to account for that possible wait and check the assessed amount and payment timing through their CRA account.